Down Payments: Do I Need One To Buy A Car?

Whenever we’re asked about down payments, it’s usually one of two questions: “Do I need to make a down payment to buy a car,” and “How much should I put down?” The answer to the first question is, only if your credit requires it. If you have good credit, you don’t need to make a […]

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Car Loan Interest Rates: What’s Good?

Generally speaking, the best interest rate you can hope for on an auto loan is about ½ percent less than the prime rate. (Find out what the prime rate is if you’re not sure.) But before you go out and look for a interest rate that’s ½ percent less than prime, you’ll need to consider […]

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Dealer Financing Basics: What To Expect

When it comes to buying a car from a dealership, it’s important that you know about some of the things they are going to offer you in the finance office. Here’s a basic explanation of each. First, they’re probably going to try to sell you a vehicle extended warranty or service contract. Both have saved […]

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Buying A Car On A Budget

It’s best to work out precisely how much you can afford to spend before you leave to go car shopping. When it comes to buying a car, it’s very important that you set a budget and stick to it. Before you begin your transaction, you should have a maximum price set. If you find a […]

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Car Buying Tips: Get Your Own Car Financing

One of the best things that you can do if you’re buying a car is to get your own financing. There are a few good ways to do it, but one of the best ways to go about it is to get multiple quotes. The more quotes you get, the more options you have. There […]

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Used Car Financing Basics And Tips

If you’re like most Americans, you’ve decided to arrange financing in order to buy a car. There are lots of different lenders and financing options, but for the most part all used vehicle financing follows the same basic rules: 1. Used Car Financing Rates Are Higher Used vehicle interest rates are higher than new vehicles […]

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Figure Out Your Budget

So you’ve got an idea of what you want, but how do you figure out your budget? There are a few different ways to do this, but the most important thing to remember is that once you set a budget, you should stick to it. If you take the time to figure out what’s affordable, […]

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